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» Business Checking Accounts
» Business Money Market

Small business, big business, in-between sized business, you’re going to appreciate doing business with Community Bank. Since our staff members own the bank, we understand how small business owners feel. Three checking accounts, a money market account, loans, and a complete collection of services you may need are all part of our pledge to you: we will be your partner in business — and a really good one at that!

Business Checking Accounts
FREE BUSINESS CHECKING
Geared toward a small business that keeps a low-dollar balance and has fewer transactions.

Opening Amount: $100
» No minimum balance.
» Free first 200 items per month, 25¢ each additional item
» Free basic online banking with the option to add bill/pay or cash management*
» Free business debit card**
» Free imaged monthly statement
» Free basic sweep accounts
» Free notary service
» Credit card and merchant credit card services available
*Bill pay fees are $2.95 per month with 30¢ per each transaction and cash management is available online for $9.95 per month.
**Subject to approval

BUSINESS CHECKING
Designed for a larger business that keeps a high-dollar balance and has a higher
transaction rate.

Opening Amount: $100
Service Charge: $8 maintenance fee per monthly statement period. 14¢ activity fee per debit/check paid and 7¢ per item deposited during the monthly statement period.
» Free basic online banking with the option to add bill pay or cash management*
» Free business debit card**
» Free imaged monthly statement
» Free basic sweep accounts
» Free notary service
» Credit card and merchant credit card services available
Earned Credit: To offset some or all of the service charge, an earnings credit is given on the monthly average collected balance after a reserve requirement of 10% is deducted; the earnings credit is 2% below the Federal Funds Rate as published by the Board of Governors of the Federal Reserve System—this is a variable earnings credit.
*Bill pay fees are $2.95 per month with 30¢ per each transaction and cash management is available online for $9.95 per month.
**Subject to approval

BUSINESS NOW
Available for sole proprietors, nonprofit corporations and government entities.

Opening Amount: $1,000
Service Charge: $7.50 maintenance fee per monthly statement period. 14¢ activity fee per debit/check paid and 7¢ per item deposited during the monthly statement period
» Free basic online banking with the option to add bill pay or cash management*
» Free business debit card**
» Free imaged monthly statement
» Free basic sweep accounts
» Free notary services
» Credit card and merchant credit card services available
Interest Paid: Interest accrues on the monthly average collected balance and is credited monthly. The interest rate is variable and is subject to change daily without notice—see a customer service representative for current interest rates.
*Bill pay fees are $2.95 per month with 30¢ per transaction. Cash management is available online for $9.95 per month.
**Subject to approval

Business Money Market
For the business that wants a simple earning option for excess funds.

Opening Amount: $1,000
Service Charge:$10 if account balance falls below $1,000 during the monthly statement period. $5 excess withdrawal fee per withdrawal after the first six during the monthly statement period.
Interest Paid: Interest accrues on the daily collected balance and is credited monthly. The interest rate is variable and tiered and is subject to change daily without notice—see a customer service representative for current interest rates and balance tiers.
Regulatory Limit: By law, six third-party withdrawals or transfers are allowed within a statement period—three of the six may be by check; there are no limits on the number of withdrawals made in person or by ATM.

Interest is charged on all business accounts for items paid on uncollected funds at a rate equal to 5% above the current rate as published by state banking regulators. Interest is charged on overdrawn balances at a rate equal to 5% above the current rate published by state banking regulators.

» Business Checking Accounts
» Business Money Market