HELOC
We make it easier than ever to treat yourself to something you've always wanted - with a Home Equity Line of Credit.
Community Bank Like no other local bank you know.

*0.00% Annual Percentage Rate (APR) for first 6 months, then variable with the APR equal to NY Prime Rate at that time plus a margin of 0.00% with a minimum APR of 4.00% and maximum APR of 18.00%.
Current APR as of 4/15/14. Interest only or 2% of outstanding balance payment options available. With either of these options, a balloon payment equal to the outstanding principal balance at maturity and any
unpaid interest will result. Minimum line of credit amount is $25,000. No annual fee. One time account opening fees of $150 to $175 may be charged. Closing costs of up to $500 may be waived if loan amount is under
$250,000 and no real estate collateral for which an appraisal is performed at the bank’s expense totals 4 or more acres in size. Must have Community Bank checking account with auto pay feature tied to this loan
to be eligible for offer. Adequate property insurance on all real estate collateral is required. Consult your tax advisor regarding interest deductibility. All loans subject to credit approval.
Limited time offer. See Bank for full details.

 
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